Flathead Valley Mortgage

Mortgage Guidance Built Around People, Not Transactions.

Buying, building, or refinancing a home is a big decision. Keith Valentine and Adelina Hanson bring experience, responsive communication, and a practical approach to helping you understand your options and move forward with confidence.

Trusted Montana Guidance

Local Experience.
Proven Results.

A mortgage shouldn't feel like a maze of programs, paperwork, and unanswered questions.

Our goal is to simplify the process, explain the options available, and help you choose a financing path that makes sense for your property, your goals, and where you're headed next.

$500M+
In Home Loans Closed

A strong lending track record helping Montana borrowers finance homes, refinances, and investment properties.

15+ Years
Mortgage Industry Experience

Experienced guidance through every stage of the mortgage process, from prequalification to closing.

Faster
Responsive Prequalification

Clear answers, timely communication, and a streamlined process designed to keep your loan moving.

Why Work With Our Team

The Difference Is in the Guidance.

Mortgage programs matter. So does having someone who will help you understand them, answer the phone, and stay involved throughout the process.

Local Montana Perspective

We understand that buying and financing property in Montana can look different from one borrower, community, and property to the next.

More Than One Financing Path

Conventional, construction, jumbo, FHA, VA, USDA, and renovation financing give us multiple directions to explore based on your goals.

Clear, Responsive Communication

We work to keep you informed, explain what comes next, and make sure questions don't sit unanswered while your loan is moving forward.

A Team That Stays Involved

Keith and Adelina bring complementary experience to the process and a shared commitment to helping clients make informed financing decisions.

Start With a Conversation

Let's Find the Right Way Forward.

Whether you're ready to apply or just beginning to explore your options, Keith and Adelina are here to help you understand the next step.

Talk With Our Team Explore Loan Programs

Local mortgage guidance for Montana homebuyers, homeowners, and investors.

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People. Places. Possibilities.

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A Montana home
starts here.

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